United States Postal Savings System

In addition to holding cash deposits, the system also sold fixed-term bonds and operated a Savings Card program. These cards provided spaces for a fixed number of postage stamps, each purchased for a

Could Postal Banking Help Underserved Communities & Boost the

Today, commercial banks and credit unions are lobbying against a revival of postal banking. Yet history suggests that it could be the ideal solution for millions of unbanked and underbanked Americans.

United States Postal Savings System

The Postal Savings System was established as a result of lobbying by farmers and workers with grievances against the private banking system due to numerous bank closures and inadequate credit opportunities. After the Panic of 1907, the Republican Party supported a postal banking system, while Democrats preferred deposit insurance. After Republican William Howard Taft won the 1908 United States presidential election, the United States Postal Savings System began in 1910. Taft signed legislation t

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Post Office Plans to Offer Some Bank Services

The U.S. Postal Service is rolling out a plan to offer basic banking services that will give low-income individuals an alternative to payday lenders.

Postal Banking

At its peak, the Postal Savings System held billions of dollars in assets and its government-backed deposits were credited with alleviating the sting of the Great Depression for many account holders.

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USPS Begins Postal Banking Pilot Program

A modern postal banking system could underprice non-bank financial products and give people with little or no access to financial services the ability to use the USPS network of 31,000

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About PSBC

The postal savings business in China can be traced back to its start in 1919 with a history of over one hundred years March 2007, based on the reform of the previous postal savings management

What Is Postal Banking?

Discover what postal banking is, how it works, and its benefits. Learn about proposed services through the USPS, its history, and how it could improve financial access for underserved

Postal Savings System

The law establishing the Postal Savings System directed the Post Office Department to redeposit most of the money in the system in local banks, where it earned 2.5 percent interest.

Postal Service banking system possible if past pitfalls avoided

In designing a postal banking system, the devil will be in the details. The USPS has advocated in favor of a system in which they do not act as a bank, but merely as a partner and

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Campaign for Postal Banking – Support Postal Banking

Products and services could range from check cashing to bill payment to savings accounts to small-dollar loans. Postal Banking will benefit consumers who do not have access to traditional banks as

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